How can PRO-MOTION Consulting help strengthen my personal or business finances?
We provide tailored, fiduciary-driven strategies that align investments with your specific goals—whether growing wealth, protecting assets, planning for retirement, or optimizing business cash flow. By combining deep market analysis with personalized planning, we help you make confident decisions that build long-term security and efficiency.
What is your methodology for investment planning and management?
Our approach follows a disciplined, evidence-based process: thorough discovery of your situation, rigorous risk profiling and stress testing, customized asset allocation using modern portfolio theory principles, tax-efficient implementation, and ongoing monitoring with adaptive adjustments. We prioritize diversification, behavioral discipline, and alignment with your life priorities over short-term speculation.
How does PRO-MOTION Consulting stand out from other investment advisors?
We are strictly fee-only fiduciaries with no product sales or commissions—your interests always come first. Our boutique focus delivers high-touch, personalized service backed by decades of combined expertise, exceptional client retention (over 90%), and a track record of guiding clients through multiple market cycles with clarity and results.
How do you ensure client confidentiality and privacy?
We adhere to strict industry standards, including encrypted communications, secure client portals with multi-factor authentication, and compliance with all data protection regulations. Your information is never shared or sold—confidentiality is a core fiduciary commitment we take seriously.
Why choose PRO-MOTION Consulting instead of managing my investments on my own?
Independent management works for some, but most benefit from professional guidance on complex elements like tax optimization, risk management, behavioral coaching during volatility, and holistic integration of life goals. Our clients often achieve better after-tax outcomes and peace of mind through disciplined strategies and objective oversight.
Can you create a crypto-related savings plan for my growing family?
Yes—we can incorporate crypto thoughtfully as a small, diversified allocation (typically 1–5% max for families) within a broader, balanced plan focused on long-term growth and capital preservation. We emphasize risk-aware strategies, secure custody, and alignment with family timelines (e.g., education or legacy goals) rather than speculative trading.
How often will I receive updates on my investment performance?
Most clients get concise quarterly summaries, a detailed annual review, and immediate updates for significant market events or life changes. Communication is tailored to your preference—clear, jargon-free, and always accessible via phone, email, or secure portal.
What qualifications do your advisors hold?
Our advisors are seasoned professionals with advanced certifications (e.g., CFP®, CFA, or equivalent), decades of combined experience in markets and wealth management, and ongoing education in evolving areas like tax rules, alternatives, and digital assets. We prioritize fiduciary expertise and real-world results.
What should I do if the crypto market becomes volatile (as it has in early 2026)?
We stress-test portfolios against volatility scenarios and recommend small, controlled allocations with hedging or rebalancing rules to limit downside. In turbulent periods—like the recent Bitcoin drawdowns tied to liquidity and macro factors—we focus on long-term alignment, avoiding knee-jerk reactions while providing calm, data-driven guidance.
What are the key risks of including crypto in a family investment plan?
Crypto carries high volatility (often 40–60% annualized), regulatory uncertainty, potential for significant drawdowns (e.g., 30%+ in recent cycles), and structural risks like custody or fraud. For families, we limit exposure to preserve capital, prioritize diversification, and treat it as a high-risk growth element—not a core holding—to protect intergenerational goals.
What options are available for investing in my children’s future?
We guide families toward tax-advantaged vehicles like 529 plans (for education), custodial Roth IRAs (for long-term retirement), UGMA/UTMA accounts (for flexible growth), or dedicated trusts. These can include traditional assets for stability and small, cautious allocations to growth-oriented options (including crypto if aligned with risk tolerance) to build generational wealth responsibly.
Can PRO-MOTION Consulting assist with tax planning for crypto gains?
Yes—we help optimize crypto taxes through strategies like tax-loss harvesting, asset location (e.g., holding in tax-advantaged accounts where possible), holding periods for long-term rates (0–20% federal), and coordination with your CPA on 2026 rules (e.g., Form 1099-DA reporting, wallet-by-wallet basis tracking). Our focus is legal, transparent minimization of tax drag while complying fully with IRS guidelines.