Taxes can erode 1–2%+ of returns annually—equivalent to a major market drag. This comprehensive guide covers asset location, harvesting, conversions, and 2026-specific tactics to keep more of your gains.
Roth conversions allow paying taxes now at potentially lower rates for tax-free growth and withdrawals later. This in-depth guide explains ladders, optimal timing, calculations, and 2026 considerations for midlife savers.
College costs continue rising (3–5% annually); plan ahead with tax-advantaged vehicles like 529s, Roths, and trusts. This guide compares options, investment mixes, and family strategies for 2026.