Annual Comprehensive Review & Re-planning

This cornerstone process follows SSARS standards, starting with gathering bank statements, trial balances, and reconciliations for a full ledger review. We analyze performance via ratios (e.g., ROI, Sharpe), tax changes (e.g., 2026 brackets), and goal progress, using Monte Carlo for projections.
Updates include IPS revisions, rebalancing for risk drift, and beneficiary checks. We incorporate ESG/material changes and stress tests for new risks. The report is a comprehensive ACFR-like document with sections: introductory (transmittal), financial (statements), statistical (trends). Delivered with prioritized actions, this ensures adaptability, compliance, and alignment with midlife priorities like legacy and security.